I have an EQUINOX ACCOUNT remember me
You can login with your Equinox Account number or use your Account at the merchant you initially applied for credit:

Apply for a NEW EQUINOX ACCOUNT *designates a mandatory field
Personal Information
Email Address * Apply for a new account

You can apply for credit and take advantage of a limited time offer on a true Credit Facility from Equinox. Equinox Credit can provide you with:
  • Low, low 9.5% APR*
  • No Annual Fees
  • No Transaction Fees
  • No Late Payment Fees on due amounts less than $100
* 9.5% is our promotional rate for accounts in good standing. Failure to keep your account in good standing may result in us charging interest at our standard rate of 19.5%.

Who can apply

Equinox Instant Credit is available for residents of Canada and the United Statesonly. You must have attained age of majority in your State, Province or Territory of residence. Completion of each step is required. To apply, your total annual household income must be a minimum of $15,000.

Social Insurance / Social Security No *
Last Name *
First Name *
Middle Name
Birth Date (YYYY-MM-DD) *
Apartment/Unit No We use IDology to verify your identity

IDology is a system that tries to verify that you are who you say you are. It uses various sources of information available from public records and credit reports to try to verify your identity. For more information, click here.

We validate your Telephone Number

You will be required to verify your telephone number using our automated verification system. We will not process any application without this verification. You will need to be at this number to complete the validation.

Street Address *
City *
State/Prov *
Zip/Postal Code *
Country *
Telephone No (example 888-555-1212) *
Terms and Conditions
Please read our Terms and Conditions and our Privacy Statement before continuing

If you would like to print a copy of these documents click on the links below I have read both the Terms and Conditions and the Privacy Policy and wish to continue *

Credit Report
By completing this application and accepting our Terms and Conditions, you will be giving us permission to request information and to make whatever inquiries we consider necessary and appropriate (including obtaining information from third parties and requesting consumer reports from consumer reporting agencies) for the purpose of considering your application for this Account and subsequently, in connection with any updates, renewals or extensions of credit or reviewing or collecting your Account.

You also will be authorizing us to report information concerning you or your Account, including information about your performance under this Agreement, to consumer reporting agencies and others who may properly receive such information

I understand and wish to continue *

Copyright Equinox Credit Services Inc.